Budget & Debt Payoff Kit

Five money tools that work together: plan the year, pay off debt faster, save for known expenses, test a loan before you sign, and see your net worth on one page.

What's inside

Annual budgetPlan each income and expense line by month, enter actuals, and see year-to-date differences.
Debt payoff plannerUp to 10 debts. Choose snowball or avalanche, add any extra payment, and see each payoff month, your debt-free date and total interest.
Sinking fundsSet a goal and a date, and see how much to save each month.
Loan amortization calculatorMortgage, auto or personal loans up to 40 years. Extra payments show the interest and time saved, with a full payment schedule.
Personal financial statementAssets, liabilities, contingent liabilities, annual income and a real estate schedule, laid out the way lenders ask for it.
Payoff scheduleThe month-by-month math behind your debt plan. No entries needed.

Details

One .xlsx file, 7 tabs
Microsoft Excel 2016 or newer, Excel for Mac, Microsoft 365, or Google Sheets
No macros or add-ins
Instant download after checkout

Save $38.95

Home & Money Set, $59.99

Buy, insure, title and sell the house, run the budget and track the rentals: four home guides with the calculator, the budget and debt kit, and the landlord toolkit.

See the set →